How Dave's Plan Saves the Holidays

Tuesday, January 5, 2016

You may see this title and think "the holidays are over, how will this help me now ?" But keep reading! I think it's fair to say that most of Americans are stressing about money at the start of a new year. Why? Because they have overspent at the holidays and are now seeing red and spend the new year playing catch up on the money they were down from over-spending. I used to be that exact same way. I LOVE Christmas. I especially LOVE Christmas shopping. I'd buy, buy, buy all Christmas season long. Then January would hit. And the credit card bills were due. And it's typically a lower time of year for Aflac sales. Less income + higher bills = one stressful way to begin a new year! Zach and I buckled down and got serious about "spending smart" a couple years ago ( you can read more about it here! ) Y'all. It's SUCH a less stressful life! Yes, budgeting takes work and it takes patience and it takes time but it's SO. WORTH. IT. We are still...